Would you like to buy your first home? Lower the payment on your current mortgage? Own your home free and clear as soon as possible?
Whatever your goals, this is a good place to start. Whether you’re interested in an FHA loan, mortgage programs for green homes, government mortgage loans, a Good Neighbor Next Door mortgage, conventional loans or other types of financing, mortgage loan options are outlined below. Browse the information yourself, or call (866) 584-0954 and let Shore Mortgage help you decide which mortgage, conventional or otherwise, will work best for you.
15 Year or 30 Year Fixed Rate Mortgages
With interest rates that never go up for 15 or 30 years, this is what most people
think of when they think “mortgage”. “Conventional” is another name for these loans
– but there’s nothing conventional about the security of knowing your interest rate will stay the same for the life of your mortgage. Conventional financing, mortgage loan terms of 15 and 30 years have helped millions achieve the American Dream safely
and securely. Click here to get started on your 15 or 30 year fixed rate mortgage.
FHA Loan
Mortgage guidelines, interest rates and terms set by the Federal Housing Authority are what make an
FHA loan. With the right help (and Shore Mortgage has over 25 years experience helping homeowners get FHA loans) these may be the easiest mortgages for you to qualify for. But most people still appreciate a little guidance through the paperwork. That’s what we’re here for. Insured by the U.S. government, mortgage loans like these are among the most secure you can get. In fact, the FHA is the largest government insurer of mortgages in the world. Types of FHA loans include:
FHA loan. With the right help (and Shore Mortgage has over 25 years experience helping homeowners get FHA loans) these may be the easiest mortgages for you to qualify for. But most people still appreciate a little guidance through the paperwork. That’s what we’re here for. Insured by the U.S. government, mortgage loans like these are among the most secure you can get. In fact, the FHA is the largest government insurer of mortgages in the world. Types of FHA loans include:
15 or 30-Year Fixed Rate FHA Loan
Mortgage with an interest rate that stays the same over the life of the loan. More people choose these government mortgage loans over any other.
3/1 or 5/1 Adjustable Rate FHA Loan
Mortgage with an interest rate that adjusts periodically, based on a market trends. With this type of financing, mortgage loan rates start low and adjust yearly.
Good Neighboor Next Door Loans
How would you like to save up to 50% off the list price of a home? The Good Neighbor Next Door Loan is a mortgage program created by the government – mortgage loans designed to encourage full time teachers, fire fighters, law enforcement officers or emergency medical technicians to settle in designated revitalization areas. At Shore, we’ve been helping public servants get the benefit of this unique mortgage. Conventional loans can’t touch the savings you’ll get with the Good Neighbor Next Door Loan. Click here to find out more, or call (866) 584-0954.
Green Loans
If you purchase a home that’s energy efficient, or renovate your current home to make it more energy efficient, you may get a thank you from the federal government. Mortgage loans designed to reduce our energy dependence will allow you to work the cost of energy efficient improvements directly into your mortgage. Conventional mortgages won’t help you save on your payment like a Green Loan, or save the planet either.
VA Loans
If you served in the US Armed Forces, you may benefit from this type of home financing. Mortgage loan guidelines set by the government, mortgage loans guaranteed by the US Department of Veteran Affairs - everything about a VA Loan is designed to make owning a home more affordable if you are a veteran.
No matter what your financial goals are, Shore Mortgage has the right loan for you:
For the most current information about financing, mortgage loan programs and government mortgage loans, call (866) 584-0954.
No matter what your financial goals are, Shore Mortgage has the right loan for you:
- 15 Year Fixed Rate FHA Loan Mortgage
- 30 Year Fixed Rate FHA Loan Mortgage
- 3/1 Adjustable Rate FHA Loan Mortgage
- 5/1 Adjustable Rate FHA Loan Mortgage
- Conventional Financing
- Mortgage Loan programs designed to save the environment, and save you money
- Green Mortgage, conventional terms
- Good Neighbor Next Door Financing
- Mortgage Loan programs created specifically for Veterans
- 15 Year Mortgage, Conventional Terms
- 30 Year Mortgage, Conventional Terms
For the most current information about financing, mortgage loan programs and government mortgage loans, call (866) 584-0954.
